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The material on this site is for general informational purposes only. It does not take into account your specific requirements or circumstances, does not constitute legal or other advice to you or anyone else and you rely on it at your own risk. I’ll try to write helpful content but I disclaim and exclude all liability for any claim, loss, demand or damages of any kind (including for negligence) arising out of your use of the site or any information on it or any other website to which it links. You agree that I will not be liable to you for any such claim, loss, demand or damages.